by futurist admin2 
| Purchase | Land Transfer Tax | 20% Down | MTG | Rate % | Monthly Payment | |
| Dec 2021 | $1,644,000 | $ 29,355 | $328,800 | $1,315,200 | 2.5% | $5,187.80 |
| Dec 2022 | $1,403,000 | $24,535 | $280,000 | $1,122,400 | 6.3% | $6,888.10 |
| $1,700.30 |
| Save | $241,000 | $4,820 | $48,200 | -$40,807 |
In this senario : The buyer will save $245,820
The Buyer will save $48,200 For Down Payment
The Mortgage rates will change latest in next 2 years ,so the buyer will pay almost 41 K
Extra in 2 years , and for this amount the buyer can use the down payment saving .
